Simple vs Compound Interest

Simple interest is calculated only on principal, while compound interest also includes accumulated interest.

What it means

Simple interest is calculated only on principal, while compound interest also includes accumulated interest.

Formula

A = P(1 + r/n)ⁿᵗ

Example

Compounding earns interest on the principal and on previously accumulated interest.

Use the calculator

Use CalcNexa to perform the calculation with your own values.

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